1. Agreement to Terms

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity, and Subhash Aggarwal concerning your access to and use of subhashaggarwal.com. By accessing the site, you agree that you have read, understood, and agreed to be bound by all of these Terms and Conditions.

2. Intellectual Property Rights

Unless otherwise indicated, the site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the site (collectively, the "Content") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws.

Except as expressly provided in these Terms and Conditions, no part of the site or Content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

3. User Representations & Prohibited Activities

By using the site, you represent and warrant that you will not access the site through automated or non-human means (such as bots or scrapers) or use the site for any illegal or unauthorized purpose. You agree not to:

• Systematically retrieve data or other content from the site to create or compile a collection, database, or directory without written permission.
• Trick, defraud, or mislead us or other users, especially in any attempt to learn sensitive account information.
• Circumvent, disable, or otherwise interfere with security-related features of the site.
• Engage in unauthorized framing of or linking to the site.
• Upload or transmit viruses, Trojan horses, or other material that interferes with any party's uninterrupted use of the site.

4. Third-Party Content and Media

The site may contain links to external publications, research portals, or media platforms. We are not responsible for monitoring or checking third-party websites for accuracy, appropriateness, or completeness. Inclusion of any linked website does not imply approval or endorsement by us.

5. Limitation of Liability

In no event will we or our affiliates be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the site, even if we have been advised of the possibility of such damages.

6. Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the site without notice at any time.

7. Governing Law

These Terms and Conditions and your use of the site are governed by and construed in accordance with the laws of India applicable to agreements made and to be entirely performed within India, without regard to its conflict of law principles.

8. Contact Us

In order to resolve a complaint regarding the site or to receive further information regarding use of the site, please contact us at: